ABA, IBAN, SWIFT, and CHIP - Understanding Money Transfer Codes


Most banks transfer money from your account to that of another in a foreign country for a small fee. For this wire transfer to take effect, you’ll need to provide the bank with information that includes the name and address of the account holder, information about the financial institution the money is being sent to and the ABA, SWIFT, CHIPS or IBAN of the recipient bank. It is vitally important to get this information correct as domestic transfers cost around $25, with international charging around $43.

ABA Routing Number
Used within the United States, the American Banking Association (ABA) Routing number may also be called the Routing Transfer Number (RTN). It is the identification code of your bank, is nine digits long and is composed of numbers only.

When making a direct deposit or direct payment of consumer bills, you can find it on your check as the first nine numbers preceded by your bank account number.

The ABA is also used for wires and electronic automatic clearing house (ACH) transactions such as electronic funds transfer, echecks, and tax payments, among others. In this case, it may be different than the routing number printed on your bank checks, so please contact your bank for the appropriate ABA number. Use the ABA with the account number to perform the transaction.

IBAN stands for The International Bank Account Number and is a 34-digit long code that carries all the identifying information about your bank, its branch, its location and your account number in both digit and letter form. Its purpose is to improve cross border money transactions and to reduce the risk of transcription errors, where processors misread the font or content. T

The IBAN is used in most European countries as well as in many parts of the Middle East and the Caribbean. As of 2016, 69 countries use this code to make or rely on transactions.

The Bank Identifier Code (sometimes called SWIFT) contains information about the receiving country, bank and branch. It contains numbers and letters and is eight to 11 digits long.

The acronym SWIFT refers to the Belgian Society for Worldwide Interbank Financial Telecommunication that developed the code as part of its mission to...https://www.compareremit.com/money-transfer-guide/understanding-money-transfer-codes/


About the SIV program
The Significant Investor Visa (SIV) is a Federal Government initiative designed to attract high net worth individuals from other countries who wish to seek permanent residency in Australia. SIV is a stream within the Australian Government's Business Innovation and Investment (Provisional) (Subclass 188) visa and the Business Innovation and Investment (Permanent) (Subclass 888) visa.

The Australian Government introduced the SIV in 2012 as a way to provide a boost the economy and drive innovation through competing effectively for high net worth individuals seeking investment migration.

SIV holders are required to invest at least $5 million into complying investments for a minimum of four years before being eligible to apply for a permanent visa.

The SIV complying investment rules were changed in 2015 by the Australian Government and from 1 July 2015, SIV applicants are required to invest at least $5 million in complying investments, which must include:

At least A$500,000 in eligible Australian venture capital or growth private equity (VCPE) fund(s) investing in start-up and small private companies;
At least A$1,500,000 in an eligible managed fund that invests in emerging companies; and
A 'balancing investment' of up to A$3,000,000 in managed funds that invest in a combination of eligible assets that include Australian listed securities, eligible corporate bonds or notes, annuities and real property (subject to the 10% limit on residential real estate).
A summary of the complying investment framework is available on the Austrade website

SIV complying funds
The following funds have been designed specifically for SIV investors and focus on SIV compliance and capital security.

VCLP (Mandatory 10% investment)
Venture Capital Limited Partnership (VCLP) Mandatory 10%
The SIV complying investment rules require a mandatory minimum investment of at least 10% ($500,000) into a venture capital or private equity fund. Moelis Australia offers an unconditionally registered Australian domiciled Venture Capital Limited Partnership (VCLP) that’s been designed specifically for SIV investors. The VC Fund targets Australian-based private companies (unlisted) across a range of industries, including agriculture, technology, food, health, education and tourism.

Emerging Companies/Small Caps (Mandatory 30% investment)
Emerging Companies/Small Caps Fund Mandatory 30%
The SIV complying investment rules require a mandatory minimum investment of at least 30% ($1.5 million) in a managed fund that invests in Australian Emerging Companies (“Small Caps”). Investments must focus on ASX-listed companies that have a market capitalisation of less than $500 million, however a maximum of 20% can be invested in Australian unlisted companies. Moelis Australia offers a Small Caps Fund that has been designed specifically for SIV investors.

Most companies in Australia offer a range of investment options for the balancing component of the SIV complying investment framework (60% or $3 million), including commercial property, corporate bonds and listed

Infinix Hot 8 Review: Price and Specs

I've had the Infinix Hot 8 for quite a while and keeping in mind that the smartphone brings intriguing highlights, how can it stack up in reality – so here's what I think.

I've just experienced my initial impression of Infinix's most recent gadget in the Hot models and even discussed its colossal battery and how it transforms the device into a powerhouse.

Aside from the powerful battery, what different highlights does this device bring to the table and would they say they are sufficient to warrant a buy? That will be the focal point of this article.

It is important Infinix brought a couple of new updates to the Infinix Hot 8 that missed from its more established sibling, the Infinix Hot 7.

Infinix Hot 8 Design and Display

Likewise with most cell phones this year, the Infinix Hot 8 rocks a shading slope back coming in different hues, for example, Berlin Gray, Ice Blue, Purple and Milan Black(our unit). The smartphone is an outright looker particularly at the cost it begins selling from. The paint occupation and finish however plastic gives the telephone an excellent vibe. Be that as it may, the back scratches effectively and is a unique mark magnet so you'll need to utilize the case in the box as a pouch

One thing I cherished is the finished power button. The volume rockers are likewise all around put as well. On the left, you'll locate the double nano-sim card plate that likewise has a devoted opening for MicroSD. A speaker flame broil, small scale USB charging port and an earphone jack sit at the base.

The Infinix Hot 8 sports a triple camera arrangement on the back and a fingerprint sensor.

the back is bended marginally for better hold and one-gave utilization. The telephone is moderately substantial graciousness of its enormous battery.

On the top bezel, you'll get the standard score that houses the selfie camera and LED streak in addition to different sensors, for example, ones that let you open the telephone using your face. Both biometrics work quick so praise to Infinix.

The face unlock is quite lovable. Before you open the telephone, there's a squinting eye liveliness as the telephone looks for your face.

One irritating thing is that the LED glimmer bends over as a battery charging marker. Infinix ought to have gone with utilizing it as a notice light – that would have been a superior use of it when not taking selfies around evening time which is its essential capacity.

The Infinix Hot 8 rocks a 6.52″ waterdrop score show that accompanies a goals of 1,600 x 720 pixels. The telephone offers conventional survey edges and shading generation so perusing in daylight won't be an immense issue. The screen isn't the best however at its cost, it carries out the responsibility.

One hesitation about the Infinx Hot 8 screens 20:9 ultra-wide angle proportion is that you are adhered to viewing YouTube recordings or a lion's share of video gushing destinations with dark groups on either side. Likewise, the Widevine L3 bolster will have you watch standard quality substance so in case you're a gigantic gorge watcher, the Infinix Hot 8 isn't for you.

Infinix Hot 8 Performance

The Infinix Hot 8 is powered by an octa-center Mediatek Helio P22 chip combined with 2GB of RAM and 32GB of capacity. The telephone will deal with most normal undertakings however in certain cases when I chose to assess the telephone and dispatch numerous illustrations substantial applications, I could see slack and it could be baffling now and again.

The Infin
ix Hot 8 will run easily from playing light to direct games or altering in a hurry while exchanging between numerous web based life applications. Extreme games like Asphalt 9 become unplayable so in case you're into substantial games, continue with alert in case you're considering getting this telephone.

Games like PUBG must be played on the off chance that you change to low illustrations settings. Additionally, Gboard neglects to dispatch on occasion and you'll host to utilize another third-get-together console application. In the event that you are a hoarder or like putting away things like music/recordings on your telephone, you'll need to buy an outer microSD card a sthe 32GB of installed stockpiling won't be sufficient.

XOS 5.0 Cheetah will haphazardly offer advertisements in you utilizing your telephone. Infinix will likewise push you to utilize their Intelligent communicate include directly from no place in any event, when your telephone is bolted.

The main thing you can do is uninstall or debilitate bloatware to stay normal while utilizing the telephone.

You can likewise play around with different highlights the Infinix Hot 8 incorporate Smart Panel, Digital Wellbeing, Game Mode and the Google Files application that comes preinstalled to assist you with document the board.

The 5000mAh battery performs well overall. In the event that you are one who truly imposes your cell phone and can't go for broke of it biting the dust before your day closes, at that point the Infinix Hot 8 is the telephone you'd need to pick in the event that you would prefer not to continue watching that battery rate symbol. As we said in our battery survey, you'll never come up short on juice until the end of time with the Infinix Hot 8.

The Infinix Hot 8 additionally bolsters Safaricom's 4G VoLTE.


The Infinix Hot 8 highlights a triple back arrangement that incorporates a f/1.8 13MP essential sensor with opening, 2MP profundity sensor and a low light sensor. The selfie office is dealt with a f/2.0 8MP shooter.

You have various modes to work with including HDR, Video Live Filter, AI Cam, Beauty, Bokeh, AR Shot, Wide Selfie and Panorama.
Worth noting, the camera performance on the Infinix Hot 8 is a hit and miss and photos will depend on the ambient lighting conditions. You’ll see some portraits and bokeh shots have inconsistent blur. However, in decent light, you get decent photos for sharing on social media. Expect overexposed photos if you’ll be shooting in bright sunlight.

Is It the Real Deal?
My expectations weren’t pretty high when using the phone so in some instances, I was impressed at what the Infinix Hot 8 could do considering its price. Its main competition at its price segment is the TECNO Spark 4 that retails at N35,000 and the Infinix Hot 8 beats it coming second to the TECNO Camon 12 Air that features relatively better cameras, more RAM, faster processor and a Dot-in display with a punch-hole camera that goes for N39,000.

The Infinx Hot 8 makes for a worthy purchase for the average user and apart from the nitpicking, the phone checks off on all the necessary boxes.

The Infinix Hot 8 would be perfect if it came with an extra gig of RAM and twice the storage to complement the big battery it packs.

Pricing and Availability
The 2GB RAM version of the HOT 8 (4G) goes for N30,000 while the Hot 8 Lite(3G) goes for N28,000

The 10 Best Cheap Web Hosting Companies For Blogs 2019

Provided here is a list of the best 10 cheap web hosting companies rated highest in the web hosting industry globally . The web hosting sites provided below has been ranked base on affordability , reliablity , uptime ( that is operating 99.9 percent of the time ) and good technical support . All the web hosting services provided below also offer at least one free domain name registration . These are hosting companies that you must select to host your personal or business website since they are the best in the web hosting industry .
A cheap web hosting provider is one that provides reliable services at an affordable rate . Such a provider has all the hosting features that are perfect for a small business or personal website .We have provided below the top 10 cheap internet web hosting providers with prices less than $5 per month.

The reviews and ratings of the best 10 cheap web hosting companies are provided below together with some of their important hosting features. These are hosting companies having million of customers worldwide. All the hosting companies listed below are very reliable and very affordable. The top cheap hosting services are :

1. ipage
ipage is currently the best cheap web hosting company on the web that offer very affordable web hosting services to businesses and individuals . ipage is currently hosting more than 2 million domains and provide some very great features such as :
- Unlimited bandwidth and disk space
- You can host unlimited domains in one account
- Offer drag and drop site builder
- Offer online selling tools such as shopping cart
- Support streaming Audio/Video
- Provide 24x7 phone , email and chat support
- Support unlimited POP3/IMAP email account
- Support email address at your domain ( yourname@yourdomain.com )
- Price per Month : $2.25

2. Justhost
Justhosy is another cheap web hosting company on the web. Justhost provides reliable web hosting services at a very affordable price . Justhost provide unlimited domain name meaning that you can host as many domains as you wish using your one account . Some of the good features provided by Justhost are :
- unlimited GB of disk space
- Can host unlimited domain names
- Provide unlimited bamdwidth
- Provide unlimited pop3/pop3 secure email account
- Provide unlimited MYSQL databases
- Provide eCommerce features
- Support Dreamweaver
- Support PHP 5
- Provide 24/7 phone and email support.
- Price per Month : $2.95

3. Bluehost
Bluehost is another top web hosting company on the internet that is also very affordable and very reliable . This is a hosting company that is currently hosting more than 1 million domains . Bluehost is an independent operated hosting company based in utah , USA . Some of the good features provided by Bluehost are :
- unlimited disk space
- unlimited bandwidth
- Provide 99.9 percent uptime Guarantee
- Support international domain name
- Provide 100 MYSQL databases
- Support 2500 pop3/pop3 secure email
- Support streaming Audio and Video
- support PHP 5
- Offer eCommerce features such as zen cart shopping cart
-Price per Month : $3.95
Visit http://www.bestwebhostingcompanies.ga to see the complete web hosting features provided by Bluehost

4. Hostgator

Hostgator is another top cheap web hosting company on the web and is one of the largest web hosting company hosting more than 5 million domains . Hostgator is based in Huston , Texas , USA . Hostgator offer some very great features such as :
- Can host unlimited domain names
- offer unlimited bandwidth and disk space
- offer a Free Toll-Free number
- offer free dedicated IP
- offer site builder
- offer 24x7 technical support
- provide 45 day money back Guarantee
- support Frontpage
- support streaming Audio/Video
- offer eCommerce features
-Price per Month : $4.95

5. IX Web hosting
IX Web hosting is also another great cheap web hosting company on the web that is very reliable . IX Web hosting offer windows hosting at a very affordable rate . IX Web hosting is currently hosting thousands of domains around the globe . Some of the nice features provided by IX Web hosting are :
- Free site builder
- unlimited disk space and unlimited bandwidth
- 3 free domain names
- dedicated IP addresses
- eCommerce features
- International domain names supported
- website statistics
- Free 24x7 technical support
- Can host unlimited domains in one account
- support ColdFusion database
- support ASP/ASP.NET*
- support MS Acces and MS SQL
- support PHP 5
- support unlimited MYSQL databases
-Price per Month : $3.95

6. Ipower
Ipower is also among the list of best 10 cheap web hosting providers on the internet . Ipower provide secure , fast and reliable web hosting at a very affordable rate . Ipower has been in the web hosting industry since 2001 and currently has more than a million customers worldwide . Ipower offer many great hosting features such as
- unlimited disk space and unlimited bandwidth
- eCommerce features
- Free website builder
- web statistics
- 25 MYSQL databases
- PHP 5
- Host unlimited domains in one account
- Provide 24x7 phone , email and chat support
-Price per Month :$3.95
Visit this link below to see all the web hosting features

7. Fatcow
Fatcow burn in new Mexico in 1998 is among the best cheap web hosting companies on the web. Fatcow provides unlimited Bandwidth, unlimited disk space, unlimited domains per account and unlimited email account. Also Fatcow will enable you to purchase just a domain name and an email address to get you started incase you are not yet ready for the full hosting package. Fatcow provide some of the following hosting features below:
- Unlimited Disk Space
- Unlimited Bandwidth
- Unlimited Domains Per Account
- Unlimited Email Accounts
- Free Website Builder
- Unlimited MySQL Databases
- PHP 4 & 5 Support
- Phone, Email & Live Chat support
- $50 Google AdWords Credit
- $25 Yahoo! Search Marketing Credit
- Price per Month : $5.50

8. Godaddy
Godaddy can never be left out among the best 10 cheap web hosting companies. This is a hosting company having more than 12 Million customers worldwide and currently the largest domain registrar hosting more than 57 Million domains worldwide. Godaddy has won numerous awards as the best host. Some of the great hosting features provided by Godaddy
- Unlimited Disk Space
- Unlimited Bandwidth
-Host unlimited websites in one account
-Unlimited MYSQL databases
-Support PHP 5.4* (Support PHP 5.3-5.5)
-Support 1000 email addresses
-Support wordpress and drupal
-Offer a money back quarantee
-Price per Month : $3.49

9. Webhostingpad
Webhostingpad is also among the list of the best 10 cheap web hosting companies on the web. This is a web hosting company that provides very reliable hosting services at a very affordable rate. Webhostingpad has won numerous awards and is currently hosting Millions of domains. Some of the features provided by Webhostingpad are:
-Unlimited disk space
-Unlimited Monthly Bandwidth
-Unlimited POP and IMAP
-Unlimited Autoresponder
-Unlimited subdomains
-Unlimited MYSQL databases
-Support PHP/Perl/Phyton
-Support eCommerce
-Free $25 Google Adword credit
-30 Day Money Back Guarantee
-Price per Month : $1.99

10. 1&1 web hosting
Rated highly in the web hosting industry, 1&1 web hosting is among the best 10 cheap web hosting companies due to their ability to provide both linux and windows web hosting services. 1&1 web hosting provide hosting services to beginners and businesses at a very affordable rate. Some of the hosting features provided by 1&1 web hosting are:
-10GB web space
-Unlimited Monthly transfer Volume
-600 email accounts
-Host unlimited domains in one account
-Free website Builder
-Support for ASP / ASP.net /.NET Framework
-$25 free Google Adword credit
-24/7 Phone & E-mail Support
-Price per Month : First 3 Months Free then $3.99 per Month

How to Manage Client Relationships for Positive Cash Flow

No matter what industry your business is in, as an owner or business operator, one of the key areas you’re always managing is your customer relationships. Building and maintaining robust customer relations sets strong business foundations, which in turn helps build business growth by generating reliable sales, repeat customers and a positive cash flow.

In 2017, over 40% of small businesses were paying their invoices late, often taking up to around 36 days to pay an invoice. This directly impacts business cash flow and generally has a flow-on-effect when these companies need to settle their own liabilities.

Although recent economic conditions are improving payment times via the low interest rate climate is currently aiding corporate cash flows, there is still a long way to go to help get businesses to settle their invoices within their agreed credit terms.

Looking at Illion’s March quarter analysis of 2019 – ‘Australian Late Payments’, small businesses continue leading the way in terms of paying on time, however large organisations are still the slowest to pay their liabilities – taking 14 days compared to 10.3 days for small business.

Despite some positive indicators being released from illion’s latest March Quarter 2019 report, businesses need to consider and be aware of the broader economic climate and how it impacts their operation. Whether you’re exposed to volatile conditions or not, one aspect of your business you should always focus on no matter the circumstances are your client relationships, as not having solid relationships could define the longevity of your business during difficult times.

Customer relationship management

Communication and frequency
Strong customer relationships are built on effective and frequent communication. By taking the time out of your day to illustrate that you really care about their business and what your business is delivering to them is paramount. Frequent interaction also allows you to have a finger on the pulse – whether this is being aware of new business opportunities or knowledge to manage or mitigate potential issues before they arise.

Having a solid business relationship with your customers essentially means that you’re very much aware of what is happening in the servicing of these customers, but more importantly, what is actually going on in their business. This type of relationship builds trust, and with trust you generally acquire loyalty between you and your customer. This can be crucial when you experience late payments, as customers are generally more encouraged to make payment on time if they are have a strong relationship with a vendor or key contact they deal with on a day to day basis.

Deliver Results
Successful and long-term customer relations are often formed through delivering quality services alongside great customer support. No matter what industry you operate in, if you’re delivering results – through providing a quality product, service or any other favourable outcome from a transaction, you will no doubt generate strong customer or client loyalty to maintain successful business relationships.

Build authority through transparency and knowledge
One of the most critical foundations of forging strong relationships with clients is being completely transparent and passing on valuable knowledge so you’re perceived as a source of good authority. Working in an open manner with your clients and showing empathy towards their business and their ideas, illustrates that you have their best interest in mind and that you’re an invaluable part of their operations. Furthermore, being perceived as thought leaders or perhaps just having an appreciation and knowledge of their industry will also amplify your business relationship, as it highlights that you’re invested in them and your business partnership.

Now that we have outlined some key areas of customer relationship management that is important to preserve long-term business partnerships, we now look at some of the most effective strategies to put into place to encourage clients to pay on time and maintain your hard-earned cash flow.

1. Credit check customers – both new and existing
If you provide products or services and receive payment after services rendered eg. 30-day payment terms, your business is effectively extending a line of credit to your client’s. It is for this reason that when you are considering taking on new customers, conducting your own due diligence to be aware of who you are engaging with and their financial capacity to pay their obligations. Similar to all financial institutions, before they agree to extend a line of credit to you, they review your financial position to understand your ability to meet the respective financial liabilities as and when they fall due. So why would you conduct your business in a different way?

Crediting checking new customers is a great way to provide a position of guarantee that your clients are able to pay your invoices within the specified payment terms set down. Credit checks provide important information about a business or individuals financial record – whether good or bad, thanks to the recent introduction of the Comprehensive Credit Reporting in Australia.

Credit checking shouldn’t be solely focused on new customers, as periodic reviews of existing customers is also a very important strategy. By making sure you’re aware of your existing customers financial positions, helps to mitigate any potential issues arising from changes in economic conditions that expose certain customers – ultimately impacting their ability to pay your invoices on time and safeguarding your businesses short-term cash flow.

2. Enforce and have clear credit terms
When on-boarding new customers, its important that they are completely aware of your credit or payment terms and what methods of payment you accept. By making sure all contracts and trade agreements include all the relevant information clearly to remove any ambiguity, will ultimately minimise any potential issues (or excuses) in the future.

During the early stages of negotiation, emphasising that your business is proactive and serious about enforcing payment terms will help set expectations from the start. Although it’s inevitable that you will experience slow payers at some point, by making sure you are consistent in outlining your payment terms is crucial to getting paid quickly.

Make sure your invoices include all the relevant information needed to help customers make payments on time. Outlining the expected payment date as per your trading terms and calling out information like “payment is due with 10 days of receipt”, will minimise any abuse with a claim the invoice hadn’t been receipted.

3. Leverage technology
A majority of businesses nowadays have specific systems and processes in place to help automate key business functions, however there are quite a lot of businesses who still don’t have basic systems in place to help them grow.

With the advancement in technology, there are now more solutions to choose from to help streamline specific operations of your business – allowing you to focus on other important tasks to build your business. Whether you’re a small business or large organisation, leveraging technology like intuitive accounting and invoicing software like Xero or MYOB, helps automate the whole invoicing function, whilst also providing additional capabilities like email alerts to remind customers that their payments are overdue. Adopting such technology and implementing core automation processes can save you large amounts of time, as I’m sure you’d rather be working on other parts of your business than chasing slow payers.

SEE: How to Start Up a Dollar Store Business - Easy Guide

4. Get professional help
If you’re constantly chasing customers for payment or are having difficulty getting paid for an extended period of time, you may need to be more proactive to settle the issue. Whether they’re facing financial difficulty or just constantly slow at paying their invoices, it may require you to approach them to help settle the debt immediately. Depending on the type of relationship you have with the customer, could ultimately depend on how they perceive your approach to settling their invoice. One of the most common concerns businesses face is managing the situation and the potential of the relationship to turning sour. If this is the case, it could be time to consider outsourcing your debt collection or accounts receivables function to a professional debt collection agency.

Reputable collection agencies are professional and simply great at what they do – collecting debts. They have access to technology and information that most businesses don’t have exposure too, resulting in their ability to getting your invoices settled quickly with little fuss to you. Despite the stereotypes, professional debt collectors follow strict guidelines that have been set down by legislation, so outsourcing such functions can be a very cost and time effective way to maintaining a strong cash flow – whilst at the same time preserving your business relationships, which is the foundations of any business.

How To Remove Temporary Ad Serving Limit Placed on Your Adsense Account

Google Adsense tries to protect it's advert ecosystem as much as possible, as such monitor newly approved adsense accounts and regularly updates it's policies. Peradventure you were recently approved on the adsense program but got your account placed on "Temporary Ad Serving Limit" do not worry, there is a way to solve it as it is only temporary.
The reason Temporary Ad Serving Limit is Placed on Your Adsense Account is due to traffic concerns.
1. Bot Traffic
2. Paid traffic from facebook adverts and social media adverts
3. Invalid traffic
How you can Stop invalid traffic?

1. Understand your ads site visitors and traffic by Google Analytics to get detailed information about your website visitors.

2. Avoid partnering with untrustedllow-quality parties like purchase Traffic by Facebook and Instagram.

3. Don't click on your own Adsense ads, even if you think that ifs okay to do so. 4. Make Sure About Your Traffic It's Organic.

In the meantime, we recommend that you review these resources on invalid traffic:

1. Learn more How Google Adsense prevents invalid traffic

2. Learn more about how you can help to prevent invalid traffic

3. Learn more segment your traffic

4. Learn more about purchasing traffic

I know you are reading this article because Google placed the annoying temporary ads limit on your newly approved adsense account. If this is the case, do not worry, we will solve the problem together.

Follow below step to fix above Error Temporary ad serving limit placed on your account issue.

Stepl. Do not buy traffic from Facebook, Instagram, etc. Adsense want quality(Organic) traffic always.

Step2. Do not share your site link in any facebook group which is not related to your site content.

Step3. If you are using facebook ad and Adwords, etc. service always target your micro-niche traffic do not give any Paid traffic to your site which is not related.

Ad serving has been limited time Banned. so don't worry if you received an email from Google Adsense.

You can improve your website traffic quality by SEO Tips and Tricks. 

Now This is my My Trick to get Live Ads back on your website

It's my personal experiment I will share with you to help you solve the error "Ad Serving Limit Placed On Your Adsense Account". 

Step 1:- Go to your Website by Your keyword (i.e.Techtimes) 

Step 2:- Waite some time and scroll your site a few minutes. Suddenly you saw the below screenshot. 
Remove term: Ad serving has been limited Ad serving has been limited
Step 3:- It's a form of Google servey by our website visitor and asks that what is Information provides this website. 

If the visitor is satisfied with this information then fill all click without last click. 
When I asked Google to "why am I being asked this question" Google answered me below screenshot 
fix Ad serving limit placed on your AdSense account

Why am I being asked this question? This site is using a survey, powered by Google, to enable access to its content. Answering a quick question here gives you immediate access to the content you want without having to pay. These surveys contain questions written and provided by survey creators that want to conduct market research. The website you are visiting earns money from these surveys which helps to fund great web content. 

Finally submit the feedback form.

Ads will start showing immediately you do this.

OPPO A9 2020 First Impressions: What You Should Expect

OPPO announced the A9 2020 last week and I found it to be an incredibly interesting phone for the Nigerian market. It is a crystal ball of what we should expect to see in 2020 and I’m quite excited.

The OPPO A9 2020 looks like most phones we have seen the past two years. There is a teardrop notch at the front. There is a number of cameras at the back. It has USB-C port at the bottom. The power button is conveniently located at the right hand side while the volume buttons are on the left.

The phone that I have here is the Marine Green variant and it looks pretty cool. There is a Space Purple version but I prefer this Marine Green variant.

The display

First impressions of the A9’s display are disappointing. This is a N61,999 phone that has a mediocre 720p display. Resolution aside, the display is not colour accurate and the whites are wanting. It is disappointing since OPPO has put better 720p displays on cheaper phones like the OPPO A7 I reviewed last year.

The only reason I could think off as to why OPPO decided to go with this panel is to achieve the sub N79,000 price point. It is definitely the weakest part of this phone but thankfully that is not the case for the rest of the features.

5000mAh battery
The OPPO A9 has a 5,000mAh battery and my first impressions is that it is excellent. My daily driver is a phone with a 4,000mAh battery which has very good battery life.

The OPPO A9 has better battery life than my daily driver and that is a great first impression. That battery life is also further augmented by the 720p display and the Snapdragon 665 that hums within which is not a power hungry CPU.

Stereo Speakers

oppo a9 2020
The other key feature is the stereo speakers. Stereo speakers are surprisingly rare and has been made a ‘premium’ feature by manufacturers.

They sound pretty okay but they are not as well balanced and as clear as the Samsung Galaxy S10 ( a phone almost three times its price). I still don’t mind it because it is a great addition and stereo speakers improve the audio listening experience when you are consuming content without earphones/headphones.

8GB of RAM
The most surprising feature about the A9 is the 8GB of RAM. OPPO managed to cram 8GB of RAM to a sub N79,000 phone, which I believe is frankly amazing. Most 2019 Android flagship phones sport 8GB of RAM as standard (except the Pixel phones) and it makes the experience so much better.

My first impressions is that this phone keeps a lot of apps in memory and that improves the user experience a lot. It is my favourite feature of the phone and I hope in 2020, more sub 30K smartphones will have 8GB of RAM.

The camera situation with the A9 is not surprising at all. The primary camera system is composed of a 48MP main camera, an 8MP wide angle camera and two 2MP sensors. The front camera is a single 16MP sensor.

primary cameras
The main sensor is a 48MP camera that outputs 12MP photos. This Sony IMX586 sensor uses pixel binning to combine four pixels into one to theoretically take better and more detailed photos.

Front facing camera
First impressions of the primary camera system is that it is actually good. In good light, it takes good photos. Since it doesn’t have OIS, I wouldn’t trust it to take sharp photos in lower light situations but that is expected for the price.

The wide angle camera is also decent but it is not the best I’ve seen. For the price, it is okay. It is also not the widest that I’ve seen.


The OPPO A9 2020 is the first phone that gives us an indication of what we should expect from phones that retail between N70,000 and N79,000. In an earlier editorial, I said that phones at the N70,000 price bracket are the ones to get and this has the potential to drop in price to that bracket in a few months.

This phone has killer specs for the price. A massive 8GB of RAM and stereo speakers make it stand out from its segment. It has competitors, like the recent Huawei P30 Lite New Edition, the more expensive Nokia 7.2 and the Xiaomi Redmi Note 8.