Infinix Unveils The Hot 8 device In Nigeria

Its about time we officially unveil to you the empower and bigger device. Finally ! Met the all new Infinix Hot 8 and Hot 8 lite. The Hot 8 is the latest of Hot generation with incredible woow features to blow your mind. First off with a first and unprecedented 5000 mAh battery for long-lasting performance. The Hot 8 5000mAh battery goes with the ability to meet the day-long power requirement of any mobile user. This, in simple terms, would mean that the device could run for 4 days straight, on one full charge with an improved battery power management system which allows users to clearly map out battery usage for a better optimised performance.

6.6 Big Screen For Big Dreams

The Hot 8 and it lite variant gets more hotter in your hands with a sleek and trendy 6.6 inch water drop notch display screen. Waterdrop-like shape display oozes a class and beauty with on the screen, integrated with the frame and enhances the sense of harmony. With the screen-to-body ratio reaching up to 90%. This gives room for more content to be displayed on screen, while the phone is still compact and portable. This provides a broader visual effect when you play games and watch videos the device. Netflix and chill fans will sure love this.[winks]
The large 6.6" HD screen displays content more clearly (this phone has the largest screen among those within the same price r). Enjoy the amazing visual experience every time the screen turns on. Under strong light, the screen can smoothly transitions to high brightness mode, increasing the brightness by 39% compared with the normal mode.

Triple Hot Camera with a front flash

Well you heard it here! The Hot 8 front camera features a front flash. The front flash ensures catch up the flame while illuminating your selfies. For the rear camera, A wide-angle lens is added on the basis of dual camera, which directly doubles the field of view during photographing (13M AF+2M+QVGA). It can take amazing photos of grand sceneries and groups, and also supports intelligent slimming of face, body and legs. Intelligent identification of photographing environment, automatic selection of photographing mode and automatic adjustment of camera parameters allow you to take photos more intelligently. Both the front- and rear-facing cameras of HOT 8 are equipped with flashlights (4 flashlights for rear-facing camera, 1 flashlight for front-facing camera), allowing you to take clear photos even at night or under weak light.

Unlimited Storage with Google FileGO

The Hot 8 gives you access to endless storage with Google files. Aint no cooler way to Share, files with ease on your device. Google files helps find files faster, free up space on their phones, and allow to you share files offline quickly and securely without using data, you also have the extra luxury of backing up files too.

New Gaming Mode feature
The Hot 8 goes further to set you in the groove with an awesome gaming mode feature. Its bye bye to annoying interruptions from notifications when playing games on your device ahh PUBG and PES/ FIFA players can relate very well. This is also in addition to a fast, light and smooth UI big on experience with XOS 5.0 and Android 9.0.

The Hot 8 with its awesome shade of colours lets you wanting more when you hold it.

Iphone 11, Iphone 11 Pro & Iphone 11 Pro Max: Apple Unveils Three New Iphone 11

Apple unveiled three new iPhone models at its annual fall media event in Cupertino, Calif. Tuesday. These include the new iPhone 11, as well as two high-end models dubbed the 11 Pro and the 11 Pro Max.

The new iPhone 11 effectively replaces the iPhone XR, the company’s lower-priced phone from its 2018 line-up. It will be available in six colors, and will sell for $699 and up when it becomes available in the coming weeks.

The iPhone 11 Pro and Max will be available in four colors, and retail for $999 and $1099 and up, respectively. All three models will be available for pre-order starting this coming Friday, and reach stores and consumers on September 20.

On Tuesday, the company put a big emphasis on the photo and video capabilities of the new phone models. The new iPhone 11 features two camera lenses, including a new ultra-wide camera lens. The phone supports 4K capture with up to 60 frames per second, and 4K with 30 frames per second with its front-facing camera. The company is also introducing a new night mode for better low-light capture — something that’s similar to features available on Google’s Pixel phones.

The iPhone 11 Pro and iPhone 11 Pro Max both come with three camera lenses, including a wide-angle lens and a telephoto lens. The devices feature 5.8 and 6.1 inch OLED displays, respectively, and the on-board battery is supposed to last 5 hours longer than that of last year’s models.

Both the iPhone 11 and the iPhone 11 Pro and 11 Pro Max are being powered by Apple’s A13 Bionic chip, which the company calls the fastest CPU in a smartphone. It is also said to feature record-breaking graphics processing powers, which should come in handy once iPhone users start playing those Apple Arcade games.

Many of these details were no surprise to industry observers: Both model names and some of the specs had leaked in recent weeks, with cases from third-party manufacturers detailing the number and placement of the phone’s cameras.

The introduction of the iPhone 11 happens as Apple and some of its key competitors are facing cooling demand for smartphones. Apple stopped reporting iPhone sales numbers as part of its quarterly earnings reports late last year, but revenue from the product has been on the decline.

When Apple announced its fiscal Q3 2019 results in July, iPhone revenues were down close to 12% year-over-year. However, the company issued an upbeat guidance for the current quarter, suggesting that the company expects sales of the new model to pick up again.


If you are in Warri, Ughelli, Asaba, Sapele, Agbor, Kwale and any part of Delta state and you need a POS for business purpose or you know someone else who needs a POS. . I can help you get a POS from MONIEPOINT... With an attractive offer. .. Delivered to you at your location in less than 2weeks.

POS business is very profitable. I mean very profitable. Let me tell you a story about my friend who does POS business.

So this friend of mine opened up a POS cash withdrawal point in a rural community where there's no bank. Before he came to the community, the people always travel long distance to the town just to withdraw but his services eliminated the stress and risk.
His services also saved them money. Today he has 4 different branches and is planning to convert them into a microfinance bank.
The guy is rolling in money but the risk is too much because he's always moving around with huge amounts of physical cash and no security.
He has over 10 girls working for him as cashiers, he just sleeps at home and watch credit alert and debit alerts busting into his phone  grin

One of his sales girls stole 100k cash from him and it took him 3 weeks to discover it, that's to tell you he has too much money  grin

He would have arrested her if not that I asked him to forgive her, the girl is too beautiful to face that kind of public embarrassment but he finally sacked her

If you want to make good profit just move away from the city and open it in a community that has no banking services, pay policemen that will be patrolling the area with their hilux and you're good to go. I'm telling you from experience.

So like I said in my opening statement, if you want to have your own POS terminal in less than a week contact me on the phone number below

Call or Whatsapp: 07064902652

8 money lending platforms in Nigeria and their interest rates

Business Insider SSA looks at the top money lending platforms and their interest rates in Nigeria and here’s what we found out.
Lending platforms in Nigeria (Stanbic IBTC)
Here is a look at the top peer-to-peer lending platforms in Nigeria.
The most popular loan lending platforms compete with various interest rates.
Financial technology companies are disrupting the lending industry and some of them offer quick, easy and cheap loans with no collateral.

Unlike the traditional banks that offer loans with high interest rates, journey-of-no-return paperwork or requirements as well as provision of guarantors among others, these fintech companies, otherwise known as lending platforms provide loans in simple and effective ways.

Notably of mention is Kwik Cash that offers loan on USSD platform in partnership with banks, technology companies. Kwik Cash is one of the most effective and convenient ways of getting quick and instant loans in Nigeria. Others also offer instant loan via mobile apps and websites.

Business Insider Sub-Saharan Africa looks at some of the most popular loan lending platforms and their interest rates for consumers to make an informed decision while taking quick, instant and cheap loans in Nigeria.

These are the popular loan lending platforms in Nigeria at the moment:

1. Paylater

Paylater is a quick online lending platform that offers short term loan without collateral for urgent needs and expenses.

Through Paylater, you can get a loan from N500,000 to N1 million at different interest rates between 5 to 12.6%. The loan is determined by the risk involved and cash activities via your BVN.

When I checked out Paylater app, I applied for a loan of N70,000, the system automatically generated N68,500 (meaning some charges of about N2,000 have been incurred). The system also pegged interest rate at 12% monthly for a four-month repayment plan at N25,345 per month.

This simply means I will return N101,380 to Paylater in April 2019 for a loan of N70,000 in January 2019.

Here's a screenshot from the app:

Paylater lending app
Requirements: BVN, Passport photograph and address
Platform: Mobile App
Interest rate: 12 - 15% (Depending on risk level)
Loan tenure: 3 to 12 months
Top up: No

Repayment channels: Direct debit
2. Renmoney

Renmoney customers can get loans up to N4,000,000 that can be repaid within a period of nine months without tendering collateral or a guarantor.

To apply for a loan on Renmoney, you’ll have to meet certain conditions. Applicants are expected to be between the age of 22-59, have a steady source of income with a functional current or savings bank account and a valid means of identification.

Upon request, the applicant is expected to provide verification of their monthly income and a report of their previous loans from a credit bureau. All these are to be submitted to any Renmoney office for confirmation.

For Renmoney quick loan request, a N70,000 loan would worth N83, 690 in four months repayment plan.

This implies a % between 4% to 4.5% per month.

Renmoney lending app
Requirements: BVN, Bank statement, Valid ID card, Employment letter
Platform: Internet
Interest rate: 4 - 5%
Loan tenure: 3 to 12 months
Top up: No
Repayment channels: Quickteller, cheque, POS, Cash and Online transfers.
3. Aella Credit

Aella credit is an app-only easy and quick loan platform. It is designed to help employees access more funds between 1,500 to 700,000 and an interest rate between 4% - 29% monthly.

Aella credit is available in Ghana, Nigeria and the Philippines.

Aella lending platform
Requirements: BVN
Platform: Mobile App
Interest rate: 4 - 29%
Loan tenure: 1 to 2 months
Top up: No
Repayment channels: Direct debit
4. Kwik Cash (Mines)

Kwik Cash offers both internet-based, app and USSD loan options. It partners with banks, mobile network operators, and technology companies on a mission to make personal banking services convenient and accessible to all Nigerians.

On Kwik Cash, you can get a loan as high as N15,000 at 15% interest rate for 15 days (half a month)

Kwik lending platform

Requirements: BVN
Platform: USSD, Mobile App
Interest rate: 15%
Loan tenure: 1 month
Top up: No
Repayment channels: Direct debit
5. Rosabon Finance Quick Loan

Rosabon finance is one of the fastest and easiest ways to access a personal loan in Nigeria without collateral.

On Rosabon platform, a loan of N70,000 for interest attracts a 4-month repayment of N82,915. That's about between 4 to 6% per month.

Some of the requirements for getting a quick cash loan from Rosabon finance include being in a paid employment, between 21 and 58 years, have a salary account, have a pension account or tax ID, have a valid Proof of Identification and a recent utility bill.

rosabon lending platform
Requirements: Employment letter, salary account, pension account or tax ID, Valid ID, Utility bill.
Platform: Internet
Interest rate: 4 - 6%
Loan tenure: 3 to 12 months
Top up: No
Repayment channels: Cheque, Direct debit

6. Zedvance

Zedvance Limited is a consumer finance company providing a quick and fast loan at a highly competitive rate.

For Zedvance, the interest rate depends largely on how well you can bargain and the level of risk involved in your loan. It is for salary earners in the country.

Zedvance's quick cash loan, interest stands between 4.0% to 4.5% and loan amount largely depends on your net pay.

Using its loan calculator, a loan worth N70,000 for 4 months will attract N82,456 in total repayment.

 Zedvance lending platform
Zedvance lending platform
Requirements: Employment letter, Salary account, Official email address, Valid ID, Utility bill.
Platform: Internet
Interest rate: 4 - 4.5%
Loan tenure: 3 to 12 months
Top up: Yes
Repayment channels: Cheque, Direct debit
7. Page Financials

Page Financials is an innovative retail financial institution offering various quick personal and salary advance loan to meet the financial request of customers.

On Page Financial, it takes six steps to request for a loan and the first one is inputting your BVN details.

For its loan, Page Financials offers a daily rate of 0.5% which accrues on its Debit card issuance also known as Pledge Finance.

Pledge Finance debit card is a preloaded with up to N500,000 depending on your net monthly income. The company also charge a one-off fee of N1,500 for the card valid for a period of 3 years.

The interest rate is accrue daily at 0.5% which is about 15% monthly on the loan card.

 Page Financials lending platform
Pledge lending platform
 Page Financials
Page Financials lending platform
Requirements: Employment letter, Salary account, Valid ID, Utility bill.
Platform: Internet
Interest rate: 15%
Loan tenure: 3 to 12 months
Top up: Yes
Repayment channels: Cheque, Direct debit
8. FINT Loan

FINT helps match lenders (individuals looking to lend) with creditworthy borrowers for a competitive return and at an attractive interest rate.

The quick loan platform offers interest rate based on risk score – using a numerical expression based on a level analysis of a person's information.

Apart from this, like other lending platforms in Nigeria, FINT charges the borrower two fees that are both one-time payments. The first is a verification fee (NGN 3000) and the second is a closing fee (8%). The closing fee is to be paid before disbursement of the fully-funded loan. In addition, a transfer fee (1.8% + NGN100) is passed on to the borrower.

FINT interest rates range from 3% to 5% per month depending on borrower’s risk score.

 Fint lending platform
Fint lending platform
Requirements: Employment letter, Salary account, Valid ID.
Platform: Internet
Interest rate: 3 - 5%
Loan tenure: 3 to 12 months
Top up: Yes
Repayment channels: Cheque, Direct debit
My Verdict:

Despite the motive of providing quick, easy access, cheap interest rates and collateral free loans, most of the lending platforms still offer high interest rates compared to commercial banks.
Paylater and Kwik Cash are the easiest to use in terms of documentation and offer fast access to credit.
Kwik Cash is the most innovative with its USSD option
Kwik Cash has the highest interest rate at about 15% for half a month.
Zedvance offers a more competitive interest rate pegged at 4% to 4.5% compared to other lending platforms.
The interest rates for most of the platforms are not fixed based on factors such as risk level of a borrower, salary range, house rent and others.

Easy Steps On How Maximisse profit margin on hair extension business

The business of human hair in Africa - 4
Let’s talk about money and how to maximize your return on your hair business.

If I asked you to make a list of ten highly lucrative business opportunities in Africa, I’m sure human hair would never cross your mind.

And that’s what makes this article quite revealing.

According to estimates, Africa’s dry hair market — that is, the market for weaves, wigs and hair extensions — is currently worth over $6 billion a year and growing quite rapidly.

And there appears to be good reason for the mind-blowing size of Africa’s hair market.

Studies reveal that black women are willing to spend at least double the amount on hair and beauty products than white women.

On a continent where over 40 percent of the population lives below the poverty line, the business of beauty, especially hair products, is experiencing a significant boom.

Every year, the value of trade in shampoos, relaxers and hair lotions in Nigeria, South Africa and Cameroon is over $1.1 billion. This figure does not even include sales in other 40+ Sub-Saharan countries.

And according to Euromonitor International, the market for liquid haircare products in Africa will continue to grow at a 5 percent rate between 2013 and 2018.

But I digress…

This article is focused, not on the entire beauty industry, but on the multi-billion dollar business of human hair.

And I mean real human hair that was shaved off somebody’s head, and not the ‘synthetic’ human hair extensions which are just as heavily demanded.

As you will see in this article, the massive demand for human hair in Africa has made a lot of entrepreneurs and investors very rich.

Unfortunately, many of these people are not Africans themselves.

But Why Are African Women Crazy About Imported Human Hair?

Let’s not be sentimental about this.

The main reason the market for imported human hair is booming in Africa is because millions of people, predominantly women, are demanding for it.

And why are women willing to spend more than $250 (on average) on foreign hair?

Well, any woman who’s a fan of hair extensions will likely give you an exact, or varied response along the following lines:

“Hair extensions are the vogue and they make me look great.”

“I like to play with different hairstyles. I get bored if I have one style for too long.”

“My natural hair is fragile (breaks easily) and can be hard to deal with. Hair extensions make life easy for me.”

To be fair to the ladies, there’s a raft of evidence that proves that Afro-textured hair is notorious for fragility and coarseness (which can make it difficult to comb).

However, whether it is right or wrong for African women to ditch their natural hair for foreign hair, is a debate that’s beyond the scope of this article.

And Where Does All This Human Hair Come From?

Have you really ever wondered where all the human hair that gets imported into Africa comes from?

On the African market, human hair products are often branded along ethnic or racial lines. ‘Brazilian’, ‘Peruvian’, ‘Malyasian’ etc. are just a few of the very common names you’ll hear.

But in this section, we’ll take a good look at the real sources of the human hair that are available in thousands of stores, markets and beauty salons across Africa.

Here we go!

1. India

India is one of the biggest players in the human hair industry and exports up to $400 million worth of human hair every year.

With a population of roughly 1.3 billion people, of which just over 600 million are women, India certainly has the capacity to supply human hair at a global level.

Most of the virgin human hair sourced from India are from rural temples and villages where female Hindu pilgrims often shave their hair as a sacrifice to the gods, or as part of a yearly ritual. Most of these women in rural India have natural, high quality hair that may have never been treated with chemicals.

A young Indian woman having her long natural hair shaved.

One woman can yield up to 280 grams of hair (about 10 oz). The longer the hair, the higher the price it fetches on the market.

Before the boom in the human hair trade, shaved hair in the temples were burned or used as stuffing for mattresses. But these days, they are collected, processed and auctioned to the highest bidder.

Some of the hair is packaged and sent to Africa. But most of it still makes its way to Europe and the USA where the demand for human hair is also very huge.

But there are two main types of Indian hair that reach Africa. They’re Remy and non-Remy hair:

Remy hair is usually collected from temples, and is often the highest grade of human hair because it retains its natural look since the hair cuticles face same directions.

Non-Remy hair, on the other hand, is processed because the cuticles do not face the same direction. So it is usually treated with hydrochloric acid to remove the cuticles, which reduces the quality of hair, before export.

So far so good, it looks like Indian hair is sourced from legit sources – women who voluntarily donate their hair.

However, due to the lucrativeness of the human hair business in India, there have been reports that reveal some shocking developments:

For example, more Indian husbands are forcing their wives into selling their hair, slum children are being tricked into having their heads shaved in exchange for toys, and human hair harvested from dead bodies in graveyards have often been rumored to be on the market too.

2. China

China has the world’s largest population of 1.4 billion people, of which about 50 percent are women. Like India, China also presents a significant supply pool of human hair for the global market.

China is a big player in the human hair industry, and exports a huge volume of human hair to Africa every year.

According to the World Trade Organisation, China exported nearly 75 percent of the world’s ‘bird skin, feathers, artificial flowers and human hair products’ in 2012.

And it continues to dominate the international trade in human hair.

But unlike in India where most of the human hair is ‘voluntarily sacrificed’ by women, in China it’s a full-fledged business – poor Chinese women, usually in rural areas, sell their hair for a fee to hair collectors, who are middlemen in the virgin human hair business.

A woman holds bunches of hair at a market specialising in human hair in Taihe, in China’s Anhui province (image credit:

Because of the growing demand for human hair, the Chinese market now trades in a wide variety of human hair collected from neighbouring countries like Myanmar, Vietnam, Laos and Bhutan.

But all of this hair is branded on the market as ‘Chinese’ hair.

The human hair business in China is very vibrant and the biggest buyers from Africa are: Nigerians, Ghanaians, Congolese, South Africans, Angolans, Kenyans and Ugandans.

But again, like in India, the fast-growing demand for human hair is leading to desperate measures.

For example, this investigation by the BBC into the human hair business in China found that human hair is often mixed with goat hair to improve profit margins.

And to command higher prices, Chinese hair is often labeled as Brazilian, Indian or Peruvian hair. I’ll reveal a little more about this in the next section.

Keep reading.

3. South America (Brazil, Peru etc.)

Hey ladies!

This is where it gets really interesting.

I’m sorry to break your heart, but the truth is, a huge percentage of human hair sold in Africa as ‘Brazilian’ and ‘Peruvian’ are actually Indian or Chinese hair.

In her very revealing book, The Truth About the Human Hair Industry, international hair expert Alix Moore confirms the following:

“Brazilians do not sell their hair, nor do they cut it for profit or religion. It would be impossible for enough hair to be cut in the Brazilian community in abundance to provide for the world. There are no large-scale Brazilian temples shaving hair,” she wrote.
In fact, did you know that Brazil, and several countries in South America also import a lot of virgin human hair from India and China as well?

Due to the growing demand for human hair in Brazil, tons of human hair are smuggled into the country from India every year.

Like this incident in 2013 where a ton of smuggled human hair from India (worth some $400,000) was seized by Customs at the Sao Paulo International airport.

In the past few years, human hair dealers have been going to great lengths to disguise Chinese and Indian hair as Brazilian, Peruvian, Malaysian and other varieties.

Here’s another shocking revelation from a highly experienced US-based Indian hair importer and salesman who has been in the business for nearly 20 years:

“It’s all the same hair

[Chinese or Indian]. They have different names for it. Whenever they exhaust one name they tag on another name. So, at the moment they have Brazilian hair, they have Peruvian hair, Indonesian hair, they have Malaysian hair, Italian and French too. Customers think it’s a new product and so they are going to buy it and try it at least once.”
If you still need more evidence to confirm these claims, then I recommend you take the time to read this BBC investigation that reveals just how Chinese hair is ‘re-branded’ as Brazilian, Peruvian and Indian hair.

This, my friends, is the secret sauce that the big and wealthy human hair importers in Africa know, but won’t tell anyone.


Because the profit margins on the ‘Brazilian’ and ‘Peruvian’ hair brands can be as much as 1,000 percent!

So, Who Are The Biggest Money Makers in the Human Hair Business in Africa?

As you may have already guessed, the wealth in the human hair business is firmly in the grip of Indian and Chinese merchants who feature prominently at the top of the pyramid.

African entrepreneurs and business people only feature at the bottom of the pyramid; usually at the import, wholesale and retail levels.

In this section of the article, I’ll walk you through the value chain of the human hair business and how a lot of money is made at different levels until the human hair product ends up on the head of a pretty African lady.

a) Sourcing level

The sourcing level is where the global human hair business starts. And the ‘collectors’ dominate this level.
Finish Reading from source..

Vibe By Fero - Fero’s First Android Go Smartphone

Fero Vibe is the first Android Go smartphone to be launched by Fero Mobile. The mobile was recently launched in Nigeria with good enough features as well an interesting price tag.

A couple of other popular smartphones in Nigeria boast of the Android Go, and it’s interesting to see a Fero smartphone joining the list.

Let’s see what the smartphone has in stock.

Fero Vibe Quick Review

I’m going to start straightaway with the smartphone’s design. It is covered with a polycarbonate material that’s marked at the top and bottom edges with antennae. The Fero logo is seen at the base of its rear while its model name (vibe) appears below the rear camera setup. Also, the speaker grille is present at the rear beneath the Fero logo.

This 168g phone has a dual SIM standby that supports the Micro SIM type. More so, an IPS TFT touchscreen of 5.45 inches serves as the smartphone’s display. The screen uses an HD+ resolution of 720 x 1440 pixels to coordinate its crispness. A Full View display of 18:9 aspect ratio is also aboard.

Moving on to the software region, the Go edition of Android Oreo is in charge. Unsurprisingly, a 1GB RAM is situated in the memory unit of the device. To store files, a 16GB ROM is in position, and it can be expanded to 128GB with the use of a MicroSD card.

In the power sector, a non-removable 3,200mAh Li-Po battery serves as the phone’s duration stronghold. The smartphone also comes with an OTG support which makes it possible for it to charge other devices.

For the camera section, an 8MP shooter with f/2.0 aperture takes photography at the back region. A 5MP sensor takes the phone’s selfies from the front of the smartphone. LED flashes are present on both sides of the phones to illuminate pictures taken in dark conditions.

Fero Vibe Key Specs

Here are the Fero Vibe key specifications…

Display 5.45-inch IPS capacitive touchscreen, 720 x 1440 pixels
OS Android 8.1 Oreo (Go Edition)
Processor Quad-core 1.25GHz SC7731E Processor
Storage 16GB ROM + 1GB RAM (MicroSD card up to 128GB)
Camera 8MP Rear/5MP Front (With LED light)
Battery 3,200mAh
Price ₦25,000 – ₦32,000
Fero Vibe Photos

Fero Vibe Price and Availability

The Fero Vibe launched in September 2018, it is available in colours Champagne Gold, Midnight Black. You can order the phone from the following online shopping markets using any of the links below.

Fero Vibe retails at ₦25,000 – ₦32,000 in Nigeria.

Fero Vibe Full Specifications and Features

General Features

Processor: Quad-core 1.25GHz SC7731E
Memory: 1GB
Colours: Champagne Gold, and Midnight Black
Dimension: 148*70.5*8.9 mm
Weight: –
SIM Type: Micro SIM
SIM Count: Dual SIM

Display: 5.45-inch, IPS capacitive touchscreen, 720 x 1440 pixels
Aspect ratio: 18:9

Rear Camera: 8MP camera, 720p Video
Rear Camera Features: LED flash, Geo-tagging, touch focus, face/smile detection, HDR, Panorama
Front Camera: 5MP camera, LED flash

Built-in Storage: Yes
Memory Card Support: Yes, up to 128GB
Bundled Cloud Storage: –
Network Support

2G GSM: Yes
2G CDMA 1X: –
4G LTE: Yes
Internet & Connectivity

HSPA+: Yes
4G LTE: LTE 850 MHz, LTE 1800 MHz, LTE 2100 MHz, LTE-TDD 2300 MHz (B40),LTE-TDD 2500 MHz (B41)
WLAN: Wi-Fi 802.11 a/b/g/n
Wi-Fi Hotspot: Yes
Bluetooth: Yes, v4.1 with A2DP
NFC: –
Infrared Blaster: –
USB Port: MicroUSB 2.0

Instant Messaging: Yes
Push Emails: Yes
Email Protocol: –

Music Player: MP3/WAV/eAAC+/FLAC player
Video Player: MP4/H.265 player
FM Radio: Yes
Loudspeaker: Yes
3.5mm Jack: Yes

Navigation: Yes, with A-GPS, GPS
Maps: Yes
Sensors & Control

Digital Compass: –
Accelerometer: Yes
Proximity Sensor: Yes
Light Sensor: –
Barometer: –
SpO2: –
Pedometer: –
Heart Rate Monitor: –
Gyroscope: –
Fingerprint Scanner: –
Iris Scanner: –
Face Unlock: –
Intelligent Digital Assistant: –
Motion Sensing / Gesture Control: –
Voice Control: –
Other Features

Video Streaming: Yes
Active Noise Cancellation: Yes
Wireless Charging: –
Built-in Mobile Payment: –
Water Resistant: –
Dust Resistant: –
Image Editor: Yes
Video Editor: Yes
Document Viewer: Yes
Document Editor: Yes

Battery: 3,200mAh removable Li-Po battery

Why You Should Really Buy a Laptop With an SSD (Really!)

You wouldn't buy a brand-new car with a Ford Model T engine. So why would you merge onto the information superhighway with a laptop that uses an old-school mechanical hard drive? If you want a fast, responsive notebook ─ and why wouldn't you ─ you have to get a solid-state drive (SSD).

When it comes to overall performance, a laptop's storage drive is infinitely more important than other components, like its CPU, RAM and graphics chip. As you boot the computer, open applications and switch between tasks, your processor is tapping its fingers waiting for data to load from the disk. Even if you're not opening files, transferring data or launching apps, your OS and software are using virtual memory (aka swap files) in the background.

With a technology that dates back to the 1950s, hard-disk drives feature a spindle that moves over a rotating magnetic platter grabbing data like an old-school record-player needle drawing sound from a vinyl LP. Hereꞌs why you really need an SSD.

Dramatic Performance Improvements

Because a solid-state drive has no moving parts, it's able to read and write data infinitely faster than a hard drive. The real-world difference is most noticeable when you're booting your computer or opening an application.

We upgraded a Dell Inspiron 15 5000 with a Core i5 processor and 8 GB of RAM from a 5,400 rpm hard drive to a 250GB SSD, and the time it took load Word 2016 dropped from 31.9 seconds to 1.8 seconds. Loading the Chrome browser went from 14 seconds to 1.1 seconds and Excel went from 19.9 seconds to 1.8 seconds.

While you're sitting there staring at the blue ring of fire in Windows or spinning rainbow beachball on Mac, you're not only wasting time but losing your train of thought as you scratch your head and whisper "Come on already. I don't have all day." With an SSD, the computer can work as fast as you do.

It almost goes without saying that copying files is infinitely quicker with an SSD. Of laptops we reviewed in the past 12 months, models with SSDs copied files at an average rate of 237.8 megabytes per second, while those with hard drives averaged just 33.9 MBps.

Battery Life and Durability
SSDs also use less power than hard drives, because they don't have to power any moving parts. The average SSD-enabled laptop we benchmarked lasted 7 hours and 9 minutes on the Laptop Battery Test, which involves continuous surfing over Wi-Fi. Hard-drive-powered laptops averaged only 5 hours and 43 minutes.

If you're worried about your laptop breaking, you definitely want an SSD. SSDs are much more likely to survive a fall, because they don't have hard drives' delicate needles and platters.

The Cost of SSDs

There's no doubt that SSDs cost more. Most sub-$700 laptops don't come with solid-state drives, though some really cheap systems come with eMMC Flash memory, a solid-state storage format that's no faster than a hard drive. Some noteworthy exceptions include the $399 Asus E403SA and $611 Lenovo ThinkPad 13, both of which come standard with 128GB SSDs.

On manufacturer sites where you can configure a laptop to order, companies such as Dell and Lenovo charge a high premium to upgrade from a hard drive to an SSD, or to move from a smaller SSD to a larger one. For example, if you configure your ThinkPad T460 on, it costs a full $290 to move from a 500GB hard drive to a 512GB SSD, while a 512GB SSD costs just $125 on the aftermarket. The relatively high cost is why you should either settle for a lower-capacity SSD or consider upgrading the laptop yourself.

Can You Upgrade?

Whether you're buying a new laptop or trying to breathe new life into an older computer, you can save a lot of money by swapping out the preinstalled hard drive or low-capacity SSD for one you buy yourself. Not all laptops are user-upgradable; many have an SSD soldered onto the motherboard or located in a place you can't access without damaging other components.

You can find out not only if your laptop is upgradable but what type of SSD it needs ─ 2.5-inch SATA, mSATA, M.2 60mm or M.2 80mm ─ by checking either its service manual or a memory finder such as Crucial's Memory Advisor tool. If the laptop currently has a hard drive, it almost certainly uses a 2.5-inch SATA drive. No matter the size and connection, you can usually find a 256GB SSD for well under $100 and a 480 or 500GB capacity for less than $150.

MORE: How to Tell if You Can Upgrade Your Laptop

Though each laptop is built a little differently, the process of upgrading your storage drive is basically the same. You must first clone the contents of your existing drive using a tool such as EaseUS Todo Backup Free and an external drive enclosure to attach the new drive. After the cloning is finished, you open up the laptop, remove the old drive and pop in the new.

However, many people don't want to take the risk of opening up their laptops and potentially breaking something. Most manufacturers don't void your warranty just for changing out the drive, though you'll want to double-check because some do. Also, if you damage something or have trouble resulting from the upgrade, your warranty and tech support definitely won't cover it.

MORE: How to Upgrade Your Laptop to SSD

Laptops that come with SSD usually have just 128GB or 256GB of storage, which is enough for all your programs and a decent amount of data. However, users who have lots of demanding games or huge media collections will want to store some files in the cloud or add an external hard drive. Some gaming and workstation-class laptops offer the best of both worlds, having a fast SSD and a spacious hard drive.

The lack of storage may be a small hassle, but the increase in speed is worth the trade-off. If you can possibly afford it, 256GB is a lot more manageable than 128GB.

eMMC Memory Is Not SSD

Many low-cost laptops these days claim to have an SSD, but use eMMC memory, instead. Most Chromebooks and sub-$200 Windows systems use this type of storage, which offers the increased durability and energy-efficiency of a real SSD, but not the performance.

The average laptop we tested with eMMC memory notched a lowly transfer rate of 37.8 MBps. However, these systems lasted an average of 8 hours and 52 minutes on our battery test.

What Kind of SSD Is Best

Any SSD will give you outstanding performance, but ones that use a PCIe-NVMe interface are two to three times quicker than those that use SATA, the more typical connection type. Where a SATA drive usually achieves a rate of 125 to 200 MBps on our file-transfer test, PCIe-NVMe SSDs can be as fast as 550 MBps.

However, most mainstream and budget laptops don't support PCIe-NVMe drives. The Dell XPS 13/15, the Lenovo Yoga 900 and the Razer Blade are examples of laptops that come with PCIe drives as an option. All current MacBooks use PCIe drives as well.

Bottom Line

It's 2016 and there aren't many good reasons to buy a laptop with a slow-moving, mechanical hard drive. No matter how fast your processor and how sleek your software, you'll always suffer from frustrating lag if you don't have an SSD. Making a smart purchase or performing an upgrade after you buy will make that choice more affordable.

Lead Image Credit: Shutterstock / JIPEN