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Companies that offer the Best Construction Loan in USA

Indymac Bank Construction Lending

3465 East Foothill Blvd. Pasadena, CA 91107


Services Offered: Construction Loan

Company Overview: IndyMac Bank Home Construction Lending is a subsidiary of IndyMac Bank. IndyMac Bank is the 7th largest savings and loan company in the nation. They provide construction loans to consumers with no payments during construction. The IndyMac Bank also provides consumers with home loans, home equity loans, and other personal loans and lines of credit.

Our Review: This company is a leader in the home related lending field, and has proved themselves to be a stable company, even in the unstable consumer housing market in recent years. They have customer service readily available for consumers, and their web design is simple and functional. Our only complaint is that it seems too sales oriented, not as information based as some sites.

User Review: IndyMac funded my loan for the first house I purchased, so when we decided to build the home of our dreams I went to them. I got the same great service as always and a great rate on a construction loan and the payments don’t begin until the house is completed. I love IndyMac Bank; they’ve been nothing but good to me!


510 River Ridge Plaza Brandenburg, KY. 40108


Services Offered: Construction Loan

Company Overview: BuildMax functions by offering consumers savings on their home building loans by acting as their own general contractor. They provide loans to all consumers, even if the bank has turned them down. They provide funding for all construction projects in all stages of development.

Our Review: BuildMax seems to have a great program. Our only issue, however, is that they don’t offer up a lot of information on their history, or their company. They seem to have it all together as far as construction loans go, and their customer service department is ready and waiting for consumers, so it’s probably still a good choice. We just like to see solid history.

User Review: Thanks to BuildMax, even though our bank turned us down, we’re breaking ground on our new home next week. They’re a great company, and were very friendly and helpful!

Wells Fargo Home

420 Montgomery Street San Francisco, CA 94104


Services Offered: Construction Loan, Home Refinance, Home Mortgage, Home Equity

Company Overview: Wells Fargo was founded in 1852 by Henry Wells and William Fargo. By 1910 they had over 6,000 locations. In 1918, the government took over most of the express network, leaving Wells Fargo with only one bank in San Francisco. In 1923 they built a second bank and became one of San Francisco’s premier lending institutions. By the 1980’s they expanded across the state of California. In the 1990’s, they went nationwide, opening up branches across the United States. Today they have over 6,000 offices throughout the nation.

Our Review: Wells Fargo is a great lender. They’ve got history and a great financial background. They also have a wonderful customer service department. The only drawback we can find is their website. It seems a little too crowded and confusing to use at times. Other than that, a good place to look for construction loans.

User Review: I needed a construction loan, so I went to Wells Fargo. They gave me great service, and approved me for the full amount I needed to build a new home. They helped me every step of the way, and continue to be one of the most helpful companies I’ve ever worked with.


C/o RCI Funding 425 W. Broadway, Suite 215 Glendale, Ca. 91204


Services Offered: Construction Loan

Company Overview:ConstructionLoanCenter.com was founded in 1999 to provide easy access to construction loans for consumers. Their parent company, RCI Funding, was established in 1994. They offer personal loan consultants for each consumer from start to finish.

Our Review: These guys have some great information on their page. They even explain the difficulties in obtaining construction loans, and offer to help but don’t make promises of low rates or guaranteed approvals. They’re a nice, honest company, with plenty to offer those who need construction loans.

User Review: ConstructionLoanCenter.com helped me understand why I had such a hard time finding a construction loan, and helped me to locate one that offered what I needed. It was a lengthy process, but this company made it painless and hassle free for me.


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